Is This You?

Dear Friend,

If you find yourself deep-in-debt, thinking “What can I do?”, then you may have evoked inside yourself a deep-desire for “reliable guidance.”

The unique Videos, Solutions, Seminars, Coaching and Blog here at DebtGoToGuy.com are all designed to be useful and advantageous to any open-minded person considering their options for getting, and staying, out of credit card debt. You can depend on me, Jesse Niesen, to help you make your best choices along your financial path, to help you be Debt Free ASAP.

Do You Want Relief From Overwhelming Credit Card Debt?

If you’re deep-in-debt and would crawl on the floor over broken-glass covered in salt and lemon juice wearing your bathing suit just to get some relief from your bills, creditors, collection calls, lawsuits and the rest of your worst nightmares, or if you’re just being a smart person looking into your options to get out of debt fast (the smart way that’s best for you), then consider me your “Go-To-Guy.”

The purpose of everything offered to you through the DebtGoToGuy.com family of websites is to give you immediate debt relief and get you debt free ASAP; to liberate you from emotional and financial slavery; to prosper you.

Providing Life-Changing Financial Education to Give You Immediate Debt Relief & Get You “Debt Free ASAP!”

Beyond just getting you out of debt quickly while saving you the most money possible with respect to your credit, I also want to see you happy long-term. If you’re reading this right now, then you might be one of the people I am honored to serve for a lifetime, to truly help you get out of debt and solve all of your financial problems. I want to be a part of that with people who know they could be more than they are able to be right now due to limited finances.

I offer incredible help to those in complex, large and messy debt situations involving lots of credit card debt. For you I can offer extremely valuable use and service, far beyond what you’ll find calling any toll free number from one of the two-thousand “Debt Relief”, “Debt Settlement” and “Credit Counseling” commercials running on your TV and radio every day. Why? Because I’m a real person with my name and spotless reputation on-the-line. I’m a professional who will be there with you, in your corner today, next week, next year and for a lifetime if you’d like. I hope you do.

The information, tips, tricks and insider-knowledge I share with you is designed to help anyone with debt challenges, questions or problems; especially people suffering from financial hardship who are struggling or may are be unable to pay their bills in the present or immanent future.

Smart People Who Find Themselves Deep-In-Credit-Card-Debt & Feel:

Stressed
Overwhelmed
Worried
Concerned
Behind
Taken advantage of
Frustrated
Unsure / uncertain
Confused
Desperate
Ready to “do something”

Good People Experiencing:

Unemployment
Reduced income
Business failure
Medical
Disabled
Poor money management
Overspending
Divorce
Even gambling

While the educational information revealed in my blog, audios, videos, emails, book, debt analysis software, consulting and coaching will help anyone, I specialize in helping people with serious credit card or medical debt. I have helped many clients with upwards of $50,000 to $150,000+ in total unsecured debt to get out of debt quickly, usually in 2-4 years or less, chopping monthly payments and saving tremendous amount for money. These folks are able to rapidly get their money working for them after getting out of debt by saving, investing and building a solid financial future.

You Too May Experience These Life-Changing Benefits:

Debt Free ASAP
Cut monthly payments (often in half!)
Cut debt balances (38-40% Avg.)
Avoid the common mistakes most people make with minimum payments, debt settlement, credit counseling and even bankruptcy.
Spend smarter (keep more of your hard-earned $$$)
Create a solid savings account (and security for your family)
Feel Relief in the morning INSTEAD of Stress and looming Debts
Stop fighting over money with your loved ones
Sleep better at night : )

True Success Stories From Jesse’s Personal Clients:

“I waited a year to use Jesse’s service and once I did it really made a difference. With the economy taking a turn the way it did my finances were in trouble. Jesse recommended that I use his services to take care of my financial situation and what to do in the future. I looked up on the BBB & his record was clean. Now that I am almost done paying off old debts I am working on improving my credit score that he has been helpful with. Not only has Jesse ensured integrity with his service but also used rapport to create a relationship. If it were not for his personal skills to put me at ease I would not have used his services. I recommend his services and if he needs to find work I would also recommend him.”

Top Qualities: Great Results, Expert, High Integrity

– October 15, 2009, Steve Bajko, hired Jesse as a Financial Advisor in 2007

“After months of communication with Jesse, we made the decision to enlist his services to assist us with our financial planning for our future. Though we are just starting with the process, we are confident that we made the right decision to go with the services Jesse offered.”

Top Qualities: Expert, On Time, High Integrity

– December 11, 2008, Jim Mowry, hired Jesse as a Financial Advisor in 2008

“I feel so much more relief now that my payments are cut down about 50% each month. It was so hard before I went into debt settlement because all of my income would just go to credit cards. Jesse explained everything to me properly and made me feel comfortable. Everything seems to be much better. I have extra money each month to support my baby as well.”

- Angela, Massachusetts

Details of Angela’s Story: Angela only had a little over $8,000 in credit card and medical debt, but to her is felt like the weight of the world was on her shoulders and chest night and day. As a single mom she had it tough when she came to me for help, and then she took action and “got going”. Angela is now debt free after completing her 24 month program and her whole life has changed!

“I was drowning in debt. I had so much and I couldn’t afford to pay more then the minimum amount. I concluded that I would have to get used to paying off credit cards for the rest of my life. I had given up and didn’t think I would ever see the surface. I wasn’t depressed or upset I had just given up. My credit score was horrible! I didn’t have money enough to pay off the debt… My debt was spread out and I had been late and missed payments so they kept adding fees and charges and the interest rate kept going up and up and up. I saw Jesse on TV and called right away. I had a free debt analysis and signed up right away… I feel RELIEF to be able to see an end in sight! I have plans for buying a house and a new car when my debt is paid off so it’s exciting to have goals. I’m satisfied.”

- Afor, Colorado

Details of Afor’s Story: Afor had $17,193 of credit card debt and fell behind on his minimum payments of $517 a month, but then Afor TOOK ACTION! Now he just completed his 24th month in a 30 month program to wipe out all of his debt with monthly payments of only $386. He’s been saving $131 a month for 24 months already, and that’s made all the difference to him.

Is your debt problem as big as Angela’s or Afor’s, or ARE YOU MUCH DEEPER IN DEBT?

Examples of bigger problems below, but remember…

When the going gets tough, the tough get going!

True Stories of Smart People With LOTS of Debt:

“The day, so far, is going well, thanks to you. The light at the end of the tunnel is already getting brighter.”

- Bill, New York

Details of Bill’s Story: Bill had just lost his home in foreclosure when he found me. We couldn’t save his home, but we seriously fixed his financial situation… he had been through a rough divorce and lost his job. After all this, he was carrying $51,637 of high interest credit card debt, and couldn’t figure out how to make minimum payments of $1,627 a month, so he fell behind and had thousands of dollars in past due amounts. Within a couple of days Bill was set, on track to be debt free in 30 months with payments of $1,180, something he could confidently afford that saved him $447 a month. Bill is almost completely out of debt now and about to graduate. No wonder things are looking bright for him.

“Thanks for the update and especially the news about the debt being taken care of. The light at the end of the tunnel is actually shining now. Thanks again!”

- Lucille, Arkansas

Details of Lucille’s Story: Lucille and here husband had fallen behind due to the economy slowing and the loss of business and income. They had no idea what to do but were paying insane amounts of interest on $107,488.00 of credit card debt. Their monthly payments were a whopping $3,616 a month, nearly all of it going to interest! They’ve now finished their 36 month program, getting out of debt for only $2,847 a month (saving $769 a month) — SAVING THEM MANY TENS of THOUSANDS of DOLLARS.

I would love to have you too as as a successful, debt free client, ASAP, but it’s up to you!

Praise For Jesse From Industry Leaders:

“Jesse is one of the brightest and most ethical partners we have been fortunate enough to have worked with over the span of almost six years now. He is entrepreneurial, understands consumer needs, is a consumer finance expert and is innovative at leveraging technology to improve the processes around helping consumers solve complex financial problems. I highly recommend Jesse as a financial consultant and entrepreneur based on our experience working with him and his firms.”

–October 15, 2009, Bradford Stroh, Founder/co-CEO, Freedom Financial Network, LLC & Bills.com

“Jesse is a very forward-thinker with an eye for value creation, market dynamics, and best-practices. As a consultant, I feel he brings a wealth of knowledge and experience to the table whether dealing with clients, colleagues, or partners.”

– October 15, 2009, Jesse Torres, CEO & Managing Partner, Debtmerica, LLC

“Jesse is a person of Integrity, a person with good work ethics, is willing to help you with your problems and is a Problem solver. He also is good at following up and stays focused at what ever task he is working on. You can Trust that he will put your interests first. Great person to work with as well.”

– December 10, 2008, Mike Christian, Founder, Global Team Synergy LLC

“Jesse spends time learning and knowing his industry. He has a lot of knowledge and enjoys helping people. He enjoys seeing others succeed and reach their goals. He has integrity and gives honest advice.”

– January 14, 2009, Tarryn Knight, former Senior Financial Strategist, after working for Jesse at STARTOVERTODAY.COM for over three years where Jesse was a Co-Founder with Coleman Cassel II and served as COO from 2002 through 2006.

“Jesse works hard to help his clients find the right program and become debt free.”

– March 3, 2009, Coleman Cassel II, Owner, STARTOVERTODAY.COM

“BRAVO! Timely advice!”

– January 14th, 2009, Jeff Cartwright, Senior Debt Consultant, FreedomDebt.com

You May Want To Consider This:

The debt management industry has been around for a little over 14 years. However, over the past two-three years it’s become a major topic of discussion and now it is in great demand to the millions of Americans facing Financial Crisis. You can;t turn on the TV or listen to the radio without being bombarded by lead generation commercials to “reduce your debt” or “bail you out” of debt.

These tree major factors drove the economy into a tailspin we’ve been in: a declining housing market nationwide, Unemployment Rates continuing to rise with no end in site, and Gasoline Prices reaching new all-time highs.

Americans are fearful, debt ridden, and have become desperate to keep food on the table and a roof over their children’s heads. Throw in the added pressure to maintaining a life style they never truly could afford, and you have a receipt for disaster looming over or striking the majority of Americans today.

Since 2000 when interest rate began to dramatically decline toward the record lows of 2003 banks were able to lend money at ridiculously reduced rates. What they found during this time period is that most consumers, even at a low interest, still manage to mess up on their monthly payments and get themselves into the “Pinch.”

Creditors began heavily marketing toward consumers with slightly imperfect credit, they offered them Zero Percent Interest on everything from TV’s to cars to vacations with the “secret knowledge” these consumers (us) will eventually mess up in one way or another. Even for smart consumers with good intentions, reality set in when the creditors imposed their right to start charging interest after either missing a payment or going over the credit limit. All back interest may then become due, causing minimum payments to more than double. In most cases the creditors “only” raise the interest rate from 0% to the max rate up around 30%. Now the “Pinch” is on.

In October 2007, credit card debt that was at least 30 days late totaled $17.6 billion, up 26% from October 2006. Some credit card companies, including Advanta, GE Money Bank and HSBC, are reported a 50% increase in accounts that are at least 90 days late compared to the same time last year. (SOURCE: Rachel Konrad and Bob Porterfield, Associate Press Writers)

During this time new legislation has been implemented but ironically it is not designed to prevent creditors from charging ridiculous rates or capping the amount of interest to be paid by consumers. It simply extends the time limit for repayment which ultimately makes the creditor even more money and prolongs the payoff period for consumers, again taking advantage of naive consumers.

Innovest estimates that credit card issuers took a $41 billion hit from bad debt in 2008 and a $96 billion blow in 2009.

The “Credit CARD Reform Act of 2009” passed by Congress in May 2009 was supposed to put an end to the dirty tricks trapping so many of us consumers in high-cost credit card debt. A few Credit Card Protections went into effect in August 2009, but we were left waiting for most protections to start on February 22, 2010.

In the meantime, credit card companies and banks were raising rates, lowering limits and changing the terms of credit card contracts for millions of consumers.

Credit card interest rates rose an average of 20% in the past 2 quarters as credit card companies and banks rush to jack up rates before the new rules take effect next year. (November, 2009 — And it’s much worse now!)

Let me help YOU turn-the-tables on your creditors and get your money working for you instead of against you!

As you seek help, I’m here to guide you in making your best choice to get out of debt ASAP.

Thank you for the opportunity to serve you!

Here to Be an Asset to You,

Jesse D. Niesen
DebtGoToGuy.com
888-928-DEBT

Hit the Like button