So many people I talk with are carrying lots of debt with “perfect credit”, never missing a payment, but paying interest. OK, if this is you, do you remember the big idea?
STOP paying interest and start earning interest, ASAP!
If you have a great credit score and are paying interest, then it makes sense to transfer your balances to zero percent credit cards to eliminate the interest costs, lower your minimum monthly payments and free up more cash flow to accelerate the pay off of your debt.
Do this to get out of debt faster. Smart move.