My promise to you: This website may direct you to products or services offered through affiliate links. You may also work directly with me and my firms. If you request help or buy anything through this website, then I may receive compensation. Many times, I receive no compensation at all. In most cases, I’m able to offer greatly reduced fees if such costs are involved because of my business relationships and low overhead. Regardless, here you will find the very best SOLUTIONS I can offer you to get out of debt FAST, and properly, at the lowest possible price; recommended as if you were family, just as I’ve helped my own family, friends and thousands of personal clients with the exact solutions they each needed, for over a decade.Over 57% of my clients are referrals.I promise to make you so happy as your “go to guy”for solving debt, credit and financial problems you’ll enthusiastically “share” and refer me to others too!
If you ever need help with any requests or purchases through this website, please let me know and I’ll “crack the whip” to make sure you’re taken care of.
Solutions to Credit Problems
- AnnualCreditReport.com (Federally Required FREE Credit Reports) Toll-Free: (877-322-8228)
- Annual Credit Report Request Mail-In Form
- Get Your Current Credit Scores Here
- Credit Repair: How To Help Yourself (FTC “Facts for Consumers”)
- 37 Days To Clean Credit (Do-It-Yourself Credit Repair, Fix Credit)
Credit Cards
- Secured Credit Cards (Improve Your Credit Score)
- Credit Cards by Credit Score: Bad Credit (Below 600 Credit Score)
- Credit Cards by Credit Score: Fair Credit (699-600 Credit Score)
- Credit Cards by Credit Score: Good Credit (749-700 Credit Score)
- Credit Cards by Credit Score: Excellent Credit (750+ Credit Score)
- Zero Interest Balance Transfer Credit Cards (Lower Interest & Payments)
Credit Card Debt / Unsecured Debt Solutions
Accelerated Pay Off Plans
- The Total Money Makeover
by Dave Ramsey
- Transforming Debt Into Wealth by John Cummuta
- Money for Life by Steve Smith
- Savvy Money – Gives you a “weight loss plan for your debt.” Our program helps you pay off debt faster by getting organized and sticking to a plan. Our members save thousands in interest and get debt-free years soon. We’re helping Americans pay off over $1 billion in debt! SavvyMoney is NOT debt settlement, credit counseling, debt consolidation, or bankruptcy. Rather, it’s a new program that helps you build a “gameplan” for paying off debt that works for your budget and financial goals. You won’t be paying more each month, you’ll just be paying smarter. Join SavvyMoney to see your Debt-Free Date and start seeing your potential interest savings today. Best of all, you can try it risk-free!
Budgeting Guide: Sexy Budgeting for Fun & Profit by Jesse Niesen
Budgeting Systems:
- Mvelopes (Award winning online software – Free trial)
- YNAB (Simple, beautiful software that’s a joy to use – Free trial)
- Mint (Best free budgeting system)
Debt Consolidation:
- Debt Consolidation Loans (Personal Loans up to $25k)
- Unsecured Personal Loans (Easy monthly payments. Fixed rates from 6.59% to 35.84% APR)
- Top 0% Balance Transfer Cards (Lower Interest & Payments)
Consumer Credit Counseling / Consolidation / Debt Management Plan (DMP):
Credit Counseling (Free Counseling & Quotes)
NOTE: This consultation is NOT with Jesse, but with a debt counselor who’s accountable to Jesse.
Debt Settlement Consultation & Coaching:
Debt Settlement (OVER $40k) (Complimentary Consultation & Quotes *with Jesse)
** Must have $40,000+ in Credit Card or Unsecured Debt to apply to this exclusive “Sword & Shield” Forensic Mitigation and Debt Restructuring Program. Top debt settlement results provided by A+ BBB Rated, Accredited, FTC Compliant Law Firm in business since 1999 with a national network of attorney’s legally settling debt at a 38-40% average with zero complaints to the Better Business Bureau. Attorneys (or anyone else) cannot guarantee outcomes and results may vary, but these pros are the very best in the business, and I pass along reduced fees to my personal clients.
Debt Settlement (UNDER $40k) (Free Consultation from Affiliate Law Firm)
** Must have $10k+ in Credit Card or Unsecured Debt – “A” Rating & Accredited with BBB, in business since 2003 with transparency and accountability through the largest online debt relief community.
NOTE: This consultation is NOT with Jesse, but will be with a debt counselor who’s held accountable.
Debtor Representation Evaluation:
Fair Debt Collection Representation (Complimentary Evaluation *with Jesse)
** Collectors calling? Feel like your rights are being violated?
Discover how FDCPA Representation from creditor-butt-kickin attorneys can help you get into a stronger and more profitable position quickly. When a third party collections agency fails to obey the law, they may be liable TO YOU for damages of $1,000 PER VIOLATION. My attorneys will protect your rights from scavenger debt collectors and bring illegal collection tactics to justice.
Bankruptcy Evaluation:
Bankruptcy (Complimentary Case Evaluation *with Jesse)
Attorney’s can be cold & scary. I’ll be the warm & real human that bridges the gap.
DON’T BE AFRAID OF BANKRUPTCY. Each and every case is unique. Don’t assume that bankruptcy can’t help you.
I will submit your case to a local bankruptcy attorney at no charge to you.
Other Debt Solutions
Accelerated Debt Pay Off – Premium Program
I bought this. Premium program packed with hard hitting truth and knowledge. This will empower you beyond wherever you are. Most of the other programs at Nightengale-Conant are also well worth the investment to improve your life.
Award Winning Online Personal Budgeting Software
Get Yourself “Financial Fit” for Budgeting Success
*** Accelerated Debt Pay Off Plan INCLUDED ***
I was one of the first users of Mvelopes in 2002 and recommended them to clients nationwide when they rolled out the first (ever) online budgeting system in 2004. I like their software; it’s tip top and continues to lead the way with simplicity across all media.
Take advantage of the free 30 day trial, if even just to get in shape; to get financially fit and have more budgeting success in your life.
Mvelopes makes it easy and teaches you the principles to make money work for you.
“Money for Life”
A 12-Week Companion to Achieve Financial Fitness
Money for Life is a budgeting success novel based on a couple named Ryan and Christine. While Ryan and Christine are fictional characters, the financial dilemmas that they face are based on the true-life experiences of many people. And like our couple, many people today are finding there really is a way to regain control and to successfully manage finances in today’s society.
This book will captivate those seeking a blueprint for achieving long-term financial wellness.
The Money for Life Financial Fitness Program allows you to transform your personal financial life and create a level of peace and happiness that few others enjoy. With Money for Life as an educational resource you are well on your way to becoming financially fit and to securing long-term financial freedom. There is no time like the present to get started!
When you have finished the program, you will have learned how to:
- Live comfortably while spending less.
- Understand the true impact of every spending decision.
- Stop accumulating debt, while successfully planning for debt elimination.
- Implement a household budgeting system that makes communicating easy, even fun.
- Save for emergencies, future purchases and long-term financial goals.
- Successfully manage your money in today’s “cashless” electronic society.
- Spend with confidence by knowing what you can truly afford.
“Sexy Budgeting for Fun & Profit!”
Unlocks Secrets & Reveals “How To” Make Budgeting SEXY, Guaranteed: By GAINING Confidence, Health, Financial Fitness and Peace of Mind… Finally Able to “See the Light at The End of Tunnel” and PROSPER Doing What You Love!
Visit SexyBudgeting.com for fun & profit!
“Viagra for your bank account!”
- Amazon Customer Review
Credit Scores
Fixing Your Credit Report
If you’re one of the many people who’s asked about Fixing Bad Credit (or ever wondered about repairing less-than-perfect credit), then check out 37 Days to Clean Credit. This is everything you need to do it yourself, and it’s the lowest cost program I know of that works! I’ve been in this “credit repair” biz since 2001. I’ve “done it all” for myself, for my family, friends and clients. I’ve used countless credit repair companies, law firms and products over the year. This program is really all you need. I bought it and used it myself, and I continue to recommend it for anyone who need to clean up their credit fast.
Modifying Your Mortgage
If you fail to educate yourself first and simply hire a “professional”, as good as they may make it sound, you run a very high risk of getting ripped off and winding up worse-off than you are now. I’ve seen it happen to hundreds of people first hand before I could reach them to stop them. Please don’t let it happen to you!
I HIGHLY recommend reading this “do it yourself” Mortgage Modification Guidebook to learn about the process before you even decide to do it.
I promise you will be far better off with the current, updated knowledge inside this book than without it. It’s worth many times more than the price, even if you decide not to modify your mortgage, and at least ten times the investment if you do.
* * *
I Learned The Hard Way First-Hand
I lost it all and faced bankruptcy in 2001. I’ve helped others ever since. For over a decade I’ve helped thousands of people to finally get out of debt, fast and properly, for the lowest possible price and headache. Google my name to see my work, and you’ll find I also have a spotless reputation online. Who else can say that?
Find out how you can get out of debt fast and properly, for the lowest possible price and headache by entering your questions, name and email on this page – or *private*message*me*on*facebook* and I’ll happily help you in any way I can. Always completely discrete and confidential with respect to your private information.
Here to Be an Asset to You,
Jesse D. Niesen
DebtGoToGuy.com
FastTrack Consulting, Inc.
