What the Stock Market Crash Means to YOU

*** October 9th, 2008 1:01 PM PST ***

I sent the original message below on October 1st, BUT if you didn’t read EVERY WORD OF IT, then it’s YOU I’m sending it again for now.  Why?  Because you simply cannot afford to miss the message inside and time is ticking…

The stock market has officially crashed.  A “cascading crash”.  I just watched the Dow drop over 678.91 points (-7.33%) in a single day, closing at 8,579.  Exactly one year ago today on October 9, 2007 the Dow hit a new all time high of 14164. That’s a drop of 5,585 POINTS (Down 39%) in a year!

What’s next?  More “tough times” for sure. Analysts on CNBC are calling for another 300 banks to fail over the next two years.  It’s a great time to have lots of cash, but DO YOU?

What’s worse?  You’re not even hearing about it yet, but if your future depends on Social Security and / or Medicare, then expect to see each of these BANKRUPT in the next few years or sooner.  That means a whole new world of hurt to come as Baby Boomer must tap their retirement funds (if they have any) to pay for their full cost of living and medical expenses (an astronomical cost).

Scared?  Uncertain?  In-debt-right-now?  IF you’re paying interest on debt, then you must be very scared, BUT TAKING ACTION right-away can make all the difference.  This is why this message is a MUST READ for you…

Read on.

***

Subject: When the going gets tough, the tough get going?

Please forgive me for what I’m about to say, but I think you’ll agree:

This economy sucks!

The whole “mood” of people has changed.

Talking with people in financial hardship every day, helping them through tough times, motivating and inspiring people to find ways to make more money, be creative, spend smarter, save more money, improve credit and get out of debt asap… Guess what?

I have a pretty good pulse on the general attitude of the country.

So what do I see that’s critically important to you?

Here’s what I see:

A growing disparity.

The rich are getting richer, and the poor are getting poorer, much faster.

Less people have “perfect credit”, and more and more have “less-than-perfect” credit (even more have bad credit).

You are not alone.

  • More people are out of work.
  • More people are scared.
  • More people are overwhelmed & paralyzed by fear.

It’s getting worse for more and more people, while even fewer are getting ahead.

It’s sad.

When it comes down to it, which way are you going?

With the economy the way it is, we can all point to something outside of ourselves as the reason why things
aren’t getting better for us.  It’s easy to blame because there are many good reasons for our financial situation to be so far from how we really want it…

Reasons like politics, the stock market, housing markets, mortgage crisis, bankruptcy reform, rising unemployment, record levels of foreclosures, credit crunch, high gas prices, predatory creditors, you name it!

But what CAN YOU control?

These outside circumstances are happening, and will get much worse over time before they get better.

But during all of this, they only thing we can really control is ourselves; our choices and what we DO.

You can only control yourself, your thoughts and actions.

Times are tough, it’s true.

  • Will there be money for your retirement?
  • Have you taken care of yourself?
  • Are you afraid of running out of money?

Sure, it’s scary, but here’s where people are making a major mistake:

Instead of taking action to improve their lives, they freeze up and wait… spending inordinate amounts of time watching the “news”, worrying, being “busy” but never actually DOING the one thing that will move them ahead.

We all have potential, talents, gifts and value to bring to the world, but it’s the things we aren’t doing that hold us back from realizing a better life.

“Constraints”

What’s holding you back?

Is it money?

We both know if you’re reading this, then you need to do something about your credit card debt.

Time is not your friend when you pay interest 24/7/365 (24 hours a day, 7 days a week, 365 days a year).

I GUARANTEE once you take a few simple steps to resolve your debt, you’ll feel a lot better.

Plus, most of the people who take only the first three steps report saving more money, often hundreds or even thousands of dollars in savings a month!

You’ll save money too, and now is a great time to start saving more money.

So I invite you to claim your ticket to a better night’s sleep, and “get going” in the right direction despite these tough times.

Take the simple steps in the Debt Relief Guide Online to discover the best way for you to cut your monthly payments, reduce your debt and get the heck out of debt AS SOON AS POSSIBLE!

The going has gotten tough, now get going:

The Debt Relief Guide Online is available for free to my subscribers.  Just enter your name and email in the upper right of this page or click here to “get going” now.

Take Step 1 and analyze your debt.  You’ll instantly see all pay off options compared side by side, and have all your questions answered in the educational audios…

Just like these folks DID:

“I was drowning in debt. I had so much and I couldn’t afford to pay more then the minimum amount. I concluded that I would have to get used to paying off credit cards for the rest of my life. I had given up and didn’t think I would ever see the surface. I wasn’t depressed or upset I had just given up. My credit score was horrible! I didn’t have money enough to pay off the debt… My debt was spread out and I had been late and missed payments so they kept adding fees and charges and the interest rate kept going up and up and up. I saw Freedom Debt on Colorado and Company and called right away. I had a free debt analysis and signed up right away… I feel RELIEF to be able to see an end in sight! I have plans for buying a house and a new car when my debt is paid off so it’s exciting to have goals. I’m satisfied.”

– Afor, Colorado

Thank you Afor, I’m so happy you took action!

Afor had $17,193 of credit card debt and fell behind on his minimum payments of $517 a month, but then Afor TOOK ACTION! Now he just completed his 15th month in a 30 month program to wipe out all of his debt with monthly payments of only $386.  He’s been saving $131 a month for 15 months already, and that made all the difference to him.

Is your debt problem as big as Afor’s, or much bigger?

Examples of bigger problems in a minute, but remember…

When the going gets tough, the tough get going!

“The day, so far, is going well, thanks to you. The light at the end of the tunnel is already getting brighter.”

– Bill, New York

Bill had just lost his home in foreclosure when he found me.  We couldn’t save his home (like we could now if we knew in advance), but we seriously fixed his financial situation… he had been through a rough divorce and lost his job.  After all this, he was carrying $51,637 of high interest credit card debt, and couldn’t figure out how to make minimum payments of $1,627 a month, so he fell behind and had thousands of dollars in past due amounts.  Within a couple of days Bill was set, on track to be debt free in 30 months with payments of $1,180, something he could confidently afford that saved him $447 a month.  Bill is almost completely out of debt now and about to graduate.  No wonder things are looking bright for him.

Things got tough for Bill, so Bill got going…

“I feel so much more relief now that my payments are cut down about 50% each month. It was so hard before I went into Freedom Debt because all of my income would just go to credit cards. Jesse explained everything to me properly and made me feel comfortable. Everything seems to be much better. I have extra money each month to support my baby as well.”

– Angela, Massachusetts

“Thanks for the update and especially the news about the debt being taken care of. The light at the end of the tunnel is actually shining now. Thanks again!”

– Lucille, Arkansas

Lucille and here husband had fallen behind due to the economy slowing and the loss of business and income.  They had no idea what to do but were paying insane amounts of interest on $107,488 of credit card debt.  Their monthly payments were a whopping $3,616 a month, nearly all of it going to interest!  They’ve now finished their 36 month program, getting out of debt for only $2,847 a month, saving $769 a month and TENS of THOUSANDS of dollars.

It’s a good thing they took action when they did…

When the going gets tough, the tough get going:

The Debt Relief Guide Online is available for free to my subscribers.  Just enter your name and email in the upper right of this page or click here to “get going” now.

OK, we know you really want to click the link and take the steps! Logically it makes sense to click because so many others have done it and it worked for them, plus I guarantee you will learn what’s best for you and “what to do” instantly online. If you’re reading this far, you must have a question or concern… what is it?

Hope to have you as a happy testimonial soon, but it’s up to you.  It’s tough out here.  Are you?  Well get going!  Ready? GO!

Was this valuable to you?  Feedback?  Question(s)?

If you will share your thoughts below as a comment then I will respond to you in detail by email.

Thank you for the opportunity to serve you!

Here To Be An Asset To You,

Jesse Niesen
DebtGOTOGuy.com

Thank you for spreading the word!

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Categories: Inspiration - Money Management