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	<title> &#187; Credit Help</title>
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		<title>How Credit Works</title>
		<link>http://www.debtgotoguy.com/credit-help/how-credit-works/</link>
		<comments>http://www.debtgotoguy.com/credit-help/how-credit-works/#comments</comments>
		<pubDate>Sun, 07 Nov 2010 15:11:20 +0000</pubDate>
		<dc:creator>Jesse Niesen</dc:creator>
				<category><![CDATA[Credit Help]]></category>
		<category><![CDATA[Credit Rebuilding]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[Credit Tips]]></category>

		<guid isPermaLink="false">http://debtgotoguy.com/?p=85</guid>
		<description><![CDATA[Here&#8217;s &#8220;what we should have learned in school&#8221; about credit.  Without this information, you&#8217;ve probably wasted thousands of dollars, or worse.  Now you&#8217;re about to learn exactly how your creditors have been taking advantage of you this whole time, and how to flip the tables to win the credit game.  This unique info is unlike [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Debt Relief &amp; Your Credit &#8212; The Skinny On How Debt Relief  Plans, Credit Counseling, Debt Settlement and Bankruptcy Affect Your Credit</title>
		<link>http://www.debtgotoguy.com/debt-settlement/debt-relief-your-credit/</link>
		<comments>http://www.debtgotoguy.com/debt-settlement/debt-relief-your-credit/#comments</comments>
		<pubDate>Wed, 06 Oct 2010 09:15:55 +0000</pubDate>
		<dc:creator>Jesse Niesen</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Credit Counseling]]></category>
		<category><![CDATA[Credit Help]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[Debt Payoff Plans]]></category>
		<category><![CDATA[Debt Settlement]]></category>

		<guid isPermaLink="false">http://www.debtgotoguy.com/?p=1965</guid>
		<description><![CDATA[Your credit will be affected no matter what you do. Let’s learn how… First, let me ask you an interesting question: What do you really need your credit score for, other than acquiring more high interest (bad) credit card debt? How much is your credit score costing you each month, in real dollars? (Dollars you [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Will Debt Settlement For Debt Relief Affect My Credit Score?</title>
		<link>http://www.debtgotoguy.com/debt-settlement/will-debt-settlement-for-debt-relief-affect-my-credit-score/</link>
		<comments>http://www.debtgotoguy.com/debt-settlement/will-debt-settlement-for-debt-relief-affect-my-credit-score/#comments</comments>
		<pubDate>Sun, 17 Jan 2010 06:53:30 +0000</pubDate>
		<dc:creator>Jesse Niesen</dc:creator>
				<category><![CDATA[Credit Help]]></category>
		<category><![CDATA[Debt Settlement]]></category>

		<guid isPermaLink="false">http://www.debtgotoguy.com/?p=1627</guid>
		<description><![CDATA[I&#8217;m often asked the question, &#8220;Will debt settlement affect my credit score?&#8221; It&#8217;s interesting that many who call me have already fallen behind on their payments, thus their credit may have already been affected, though it may not be showing yet on their credit report or they just haven&#8217;t checked their credit report recently. If [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Fascinating Free Video: Credit Crisis Visualized</title>
		<link>http://www.debtgotoguy.com/credit-help/fascinating-video-credit-crisis-visualized/</link>
		<comments>http://www.debtgotoguy.com/credit-help/fascinating-video-credit-crisis-visualized/#comments</comments>
		<pubDate>Tue, 01 Dec 2009 15:03:34 +0000</pubDate>
		<dc:creator>Jesse Niesen</dc:creator>
				<category><![CDATA[Credit Help]]></category>
		<category><![CDATA[Credit Crisis]]></category>
		<category><![CDATA[Credit Crunch]]></category>
		<category><![CDATA[Mortgage Crisis]]></category>
		<category><![CDATA[Mortgage Debacle]]></category>

		<guid isPermaLink="false">http://debtgotoguy.com/?p=400</guid>
		<description><![CDATA[Watch this fascinating video to easily understand why banks are willing to negotiate and &#8220;modify&#8221; your loan in your favor, to avoid foreclosure and save you big money. Great video for you to prepare for modifying your mortgage. Curious about Loan Modification? Learn how mortgage modification can save your home with no refinancing, bad credit [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Will Debt Settlement Hurt My Credit Score? (The Whole Story About How Debt Settlement Affects Your Credit Finally Revealed)</title>
		<link>http://www.debtgotoguy.com/debt-settlement/how-debt-settlement-affects-credit-score/</link>
		<comments>http://www.debtgotoguy.com/debt-settlement/how-debt-settlement-affects-credit-score/#comments</comments>
		<pubDate>Mon, 24 Aug 2009 23:34:31 +0000</pubDate>
		<dc:creator>Jesse Niesen</dc:creator>
				<category><![CDATA[Credit Help]]></category>
		<category><![CDATA[Debt Settlement]]></category>

		<guid isPermaLink="false">http://debtgotoguy.com/?p=245</guid>
		<description><![CDATA[Debt Settlement Causes Credit Scores To Jump 74-130 Points? Let&#8217;s take a look at an example of two clients, James and Anne of Laguna Hills, California, who cut their $55,000.00+ credit card debt down to just $29,817 (including fees) through debt settlement. Only 18 months after beginning their debt settlement program, they were debt free [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Debt Settlement Advice &#8211; For People With High Credit Scores</title>
		<link>http://www.debtgotoguy.com/debt-settlement/debt-settlement-advice-for-people-with-high-credit-scores/</link>
		<comments>http://www.debtgotoguy.com/debt-settlement/debt-settlement-advice-for-people-with-high-credit-scores/#comments</comments>
		<pubDate>Tue, 14 Jul 2009 14:00:25 +0000</pubDate>
		<dc:creator>Jesse Niesen</dc:creator>
				<category><![CDATA[Credit Help]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[Debt Payoff Plans]]></category>

		<guid isPermaLink="false">http://debtgotoguy.com/?p=255</guid>
		<description><![CDATA[Let&#8217;s start with your situation&#8230; The fact that you have high credit scores and have not fallen behind means you have something to lose (your perfect payment history) if you choose debt settlement. But, let&#8217;s first get clear about exactly how your credit will be affected, because along with the negative impact to your payment [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Credit &#8220;Rating&#8221; vs. Credit &#8220;Worthiness&#8221;</title>
		<link>http://www.debtgotoguy.com/credit-help/credit-rating-vs-credit-worthiness/</link>
		<comments>http://www.debtgotoguy.com/credit-help/credit-rating-vs-credit-worthiness/#comments</comments>
		<pubDate>Mon, 09 Feb 2009 14:12:08 +0000</pubDate>
		<dc:creator>Jesse Niesen</dc:creator>
				<category><![CDATA[Credit Help]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Tips]]></category>
		<category><![CDATA[How Credit Works]]></category>

		<guid isPermaLink="false">http://debtgotoguy.com/?p=232</guid>
		<description><![CDATA[What&#8217;s the difference between &#8220;credit rating&#8221; (credit score) and &#8220;credit worthiness?&#8221; How do these two different aspects of your credit affect you? How much money is your debt&#160; costing you right now? Many people are overly concerned with their credit score.&#160; Many don&#8217;t really know how credit works.&#160; Even fewer really understand &#8220;credit worthiness.&#8221; To [...]]]></description>
		<wfw:commentRss>http://www.debtgotoguy.com/credit-help/credit-rating-vs-credit-worthiness/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How to Improve Credit Scores</title>
		<link>http://www.debtgotoguy.com/credit-help/how-to-improve-credit-scores/</link>
		<comments>http://www.debtgotoguy.com/credit-help/how-to-improve-credit-scores/#comments</comments>
		<pubDate>Sat, 03 Jan 2009 03:57:03 +0000</pubDate>
		<dc:creator>Jesse Niesen</dc:creator>
				<category><![CDATA[Credit Help]]></category>
		<category><![CDATA[Credit Rebuilding]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Tips]]></category>
		<category><![CDATA[How To Fix Credit]]></category>

		<guid isPermaLink="false">http://debtgotoguy.com/?p=236</guid>
		<description><![CDATA[Credit Repair Credit repair is the process of using the Fair Credit Reporting Act to dispute negative items and get them removed from your credit report, resulting in an increase to your score.  I work with my clients to show them how they can do this on their own or hire a low-cost law firm [...]]]></description>
		<wfw:commentRss>http://www.debtgotoguy.com/credit-help/how-to-improve-credit-scores/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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